The electronic check is at the forefront of modern electronic payment methods, due to the ease of use of electronic checks, and the greater protection against fraud when compared to traditional checks, which has arranged a kind of economic feasibility for dealing with electronic checks that benefits banks and customers together. The electronic check is part of a large field of electronic banking, and part of a group of sub-dealings, referred to as the Electronic Funds Transfer System (EFTS). The electronic check is considered an extension of the traditional paper check with some privacy surrounding it due to its digital nature. According to the text of Article 201, paragraph D of Law No. 194 of 2020 issuing the Central Bank and Banking Law, the electronic check is considered a commercial paper used for electronic payment. The evidence for this is that the legislator has required, when dealing with electronic checks, to take into account the provisions regulating the check contained in the Commercial Law issued by Law No. 17 of 1999. The use of electronic checks allows for the expansion of e-commerce and the transition to a safe world in conducting banking transactions. Dealing with electronic checks as one of the electronic means closely grants the authenticity of electronic writing and electronic signature, the latter being the most prominent and important element that must be present in an electronic check for its correct origination.