Consumer finance is a form of financing activity that enables the borrower to obtain the services or durable goods he desires for consumer purposes only, provided that the price of those services or goods is paid over extended periods of time. Consumer finance therefore includes financing the purchase of many consumer goods, most notably cars, tools and equipment, and other technological and home appliances. Consumer finance primarily addresses the household sector, although there is nothing to prevent companies, institutions, and other legal persons from benefiting from it. Consumer finance is one of the basic means by which the state can achieve social justice among the people, given that it allows the middle and low-income classes to participate in the finance market, instead of limiting it to large companies and financially fit individuals. The Egyptian legislator has regulated consumer finance activity through the provisions of Law No. 18 of 2020. The provisions of this law apply to consumer finance activity provided by consumer finance companies regarding vehicles of all types, durable goods including electrical and electronic devices, educational services, medical services, travel and tourism services, in addition to any other goods or services approved by the Board of Directors of the Financial Regulatory Authority.