The Issuance of unified audit reports is considered as the core of joint audit. The prior studies yield mixed results. Some studies indicated that joint audit increases investors′ confidence in financial and audit reports. Other studies indicated that the possibility of free riding problem. Hence, several studies examine the different effects of joint audit. The increase creditors′ confidence is considered as one of the desired results of joint audit, None of prior studies examined this field. Consequently, the current research investigates the relation between joint audit and debt terms – Interest rate, debt Size, debit period, safeguards - . Also, The research investigates the effect of joint audit – if audit team includes auditor from Big 4 – on debt term. Using data of 41 Egyptian Firms from 2013 – 2016 , The results indicate that the effect of joint audit on interest rate and debt size as terms of debt if one partner is Big 4 and that there is no effect of joint audit – joint audit in terms of Big 4 – on debit period and safeguards as terms of debt. So the research examines the independent effect of joint audit and Big 4 on debit period and safeguards. Hence, the results indicate that the insignificant effect of joint audit and significant effect of Big 4 on debit period and the significant effect of joint audit and insignificant effect of Big 4 on safeguards.